Privacy Policy
Bogey Insurance Services, Inc., a Florida Corporation (“Bogey Insurance,” “Bogey,” “Bogey Insurance Services,” “our,” “us,” or “we”) is committed to protecting your privacy. To ensure transparency, we have created this Privacy Policy to inform you about the types of information we collect when you visit our website, www.bogeyinsurance.com (the “Website”), use our proprietary insurance estimate engine, and/or engage with other services offered via our Website (collectively, the “Service”), the reasons for collecting such information, and how it is used.
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Bogey Insurance Agency. This includes SMS messages for appointment scheduling, appointment reminders, post-visit instructions, lab notifications, and billing notifications. Message frequency varies. Message and data rates may apply. Message HELP for help. Reply STOP to any message to opt out. We do not share or sell SMS opt-in data or phone numbers for the purpose of SMS.
Your Consent To This Privacy Policy
By using the Website or the Service, you consent to the terms of this Privacy Policy and the collection and use of information as described herein. This Privacy Policy constitutes our complete and exclusive policy and replaces any previous versions.
We may update this Privacy Policy by posting a revised version on our Website or through the Service. It is your responsibility to review this policy periodically. When updates are made, we will revise the “Revised” date and may notify you or post a message on the Website and/or through the Service. Your continued use of the Website or Service after such changes signifies your acceptance of the updated Privacy Policy.
What Information Does Bogey Insurance Collect?
Personal Information. We collect, store, and transfer various types of Personal Information about you. “Personal Information” refers to any data that may be used to identify, describe, or be reasonably linked to an individual or household. We may request Personal Information to enhance your experience with the Service, such as for facilitating communication, registering your access to special features, or completing transactions. Providing Personal Information is voluntary, and if you choose not to share certain information, you may not be able to use certain features of the Service.
We categorize Personal Information as follows:
Identity Information, such as your name, birthdate, age, social security number, and information about your spouse.
Biographical Information, including education level, marital status, gender, and military service history.
Contact Information, such as your physical address, email address, and phone number.
Driver Information, including your policy details, driving record, and vehicle information.
Financial Information, such as credit information and payment card details.
Technical Information. We collect technical data and related information about your device(s), system software, and peripherals. This information may be gathered periodically to help us provide software updates, product support, and other related services. We may also receive and record data from your browser, including your IP address, cookie details, browser type, and the pages you visit. Cookies are text files placed on your device to identify your browser or store information in it. If you prefer not to accept cookies, you can adjust your browser settings. However, disabling cookies may impact your ability to use all features of our website.
Location-Based Information. Bogey Insurance may collect location data through the Service, which we own and manage.
How Does Bogey Insurance Collect Personal Information?
We use various methods to collect personal information, including the following:
Direct Interactions. You provide us with Personal Information through your interactions with us, such as (i) using our Website, (ii) engaging with other platforms we offer, (iii) communicating via email or mail, or (iv) speaking with us directly, either by phone or in person.
Third-Party Sources. We may obtain Personal Information about you from third parties when providing the Service or when other parties send us your information to enable us to offer the Service.
Publicly Available Sources. We may also gather Personal Information from public sources, such as public records.
How Does Bogey Insurance Use Personal Information?
Except as otherwise stated in this policy or any applicable Terms of Service, Personal Information and Location-Based Information may be used to support your relationship with Bogey Insurance and our services, or those of our partners. For instance, we may use your information to help you find information quickly, fill out forms, process payments, facilitate communication with third-party services, and inform you about product updates, special offers, and other services from Bogey Insurance.
If you wish to resume the quoting process on another device, we may use the Personal Information you provide to create a “cross-device” feature that allows you to retrieve quotes and access your profile across multiple devices.
Additionally, we may use data to conduct market research, trend analysis, financial analysis, anonymize Personal Information, and prevent fraud or other criminal activities.
Bogey Insurance may use Location-Based Information (in non-personally identifiable form) to improve, market, or promote its products, comply with regulations, or provide services to you. We may also sell or license Location-Based Information to third parties for marketing purposes, but not in a way that would allow them to identify you personally.
Sharing of Personal Information
Bogey Insurance may share Personal Information or Location-Based Information with third parties, such as insurance carriers, agents, and other professionals (“Insurance Professionals”), if we believe you intend to engage with them through the Service. This may include Insurance Professionals whose services are marketed outside of our Service. Bogey Insurance does not sell your Personal Information to Insurance Professionals or other third parties. If shared, Personal Information may be used by Insurance Professionals to perform a "soft pull" of your credit report. Note that this would not negatively affect your credit report, but if you decide to proceed with an Insurance Professional, additional credit checks may occur. These would be governed by the Insurance Professional's privacy policy.
We will not contact you by phone unless you initiate the communication, and we will not share your phone number with third parties unless required.
Agents or contractors working for Bogey Insurance may access your Personal Information on a need-to-know basis for service purposes. These agents and contractors are bound to keep the information confidential and use it only as necessary to carry out their services.
We may also share your Personal Information with service providers who assist in the operation of the Service or help us gather additional data about you (for example, through prefill services).
Bogey Insurance may disclose Personal Information if required by law or to protect the rights and safety of our company, our users, or others.
In the event that Bogey Insurance merges with another entity, files for bankruptcy, or sells its assets, your Personal Information may be transferred to a third party involved in the transaction.
Right to Be Forgotten
Upon request, and when applicable, Bogey Insurance will provide individuals with access to their Personal Information in a reasonable time and format. Requests can be made verbally or in writing to service@bogeyinsurance.com. While we may deny a request, we will provide the reasons for any denial. We will update or delete Personal Information as requested when justified.
Security of Your Information
We implement physical, electronic, and procedural safeguards to protect your Personal Information. Our systems are designed to prevent unauthorized access and use of Personal Information.
Please be aware that if you voluntarily disclose Personal Information through public features of the Service, emails, or chat areas, that information may be collected and used by others. We are not responsible for the security of any Personal Information you provide publicly.
In case of a security breach, we may notify you by email. Depending on your location, you may have legal rights to receive written notice of a breach.